Matt Huber is the Managing Group Director and Senior Vice President for Flagstar Bank, N.A.’s Healthcare Finance Division.  He and his team manage a multi-billion portfolio of loans, deposits, and other commercial banking services to hundreds of healthcare providers of care, Seniors Housing & Care owner/operators and specialty areas in Mental Health and Drug and Alcohol Rehabilitation throughout the United States.  The clientele is medium to large for-profit and not-for-profit companies with revenues more than $20 million.

This is the fourth de-novo line of business that Matt has built during his 25-year career in Commercial Banking. In each case, he leads the sales efforts to bring new clients to the bank, set the risk management guidelines by developing the new healthcare credit policy, risk monitoring procedures and asset management guidelines.   To support these efforts, he hires highly qualified specialty Commercial Healthcare bankers that have deep experience in Administration, Relationship Management, Portfolio Management, underwriting, credit approval, loan closings, Treasury Management and deposit services.

In every case the portfolios grow to be more than $2 billion in loans, hundreds of millions in deposits and millions in fee generation from loan fees, derivatives, syndications, treasury management and other commercial banking services. 

Having started his career with M&T Bank as a Relationship Manager he moved on to more senior management roles with KeyBank.  His first opportunity to develop a new business vertical came with First Niagara Bank where he developed Commercial Healthcare Banking division. After 7 years with First Niagara Bank, the bank merged with KeyBank and Matt moved on to People’s United Bank where he repeated these efforts creating another Commercial Healthcare line of business.  After 5 years, People’s United merged with M&T Bank and Matt took his talents to Signature Bank to form yet another division which was ultimately acquired by Flagstar Bank in 2023.

Prior to Banking, he worked in the Real Estate field and has an M.B.A. from the University of Rochester’s William E. Simon School of Business.  He has provided his skills to various boards of directors for Hospitals, Nursing Homes, Healthcare Industry Associations, Children’s Centers and Developmental Disabilities organizations throughout the United States.  Matt lives in Hilton Head, SC with his wife Mary Anne and son John. They have two children, Emily and John.